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18th Jun 2018 - We supply all makes and models at competitive prices please ring or email your exact requirements!
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Initial disclosure document

The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an 'Initial Disclosure Document'. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.

What services do we provide?

We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products. In assessing your requirements we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your needs. It is important that you provide us with accurate and relevant information. You will not receive advice, or a recommendation from us, but we may ask questions to narrow down the selection of firms offered, from which you can more easily make your own choice if you so wish.

Whose products do we use?

As an Financial Conduct Authority regulated credit broker we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services.

Do we charge for our services?

We charge a fee of £150 + Vat for all orders we process. This fee is payable at application stage and is refunded in the event that your application is declined. This fee can be paid by a debit card payment, BACS transfer or cheque. If you wish to pay be credit card a fee of 3% will be charged.

Who regulates us?

Promas Enterprises Limited is authorised and regulated by the Financial Conduct Authority. Our firms reference number is 659329. You can verify this on the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website: http://www.fca.org.uk/register/ or by contacting them on 0300 500 8082.

Other services we offer are not regulated by the Financial Conduct Authority however the Financial Ombudsman Services has now been extended to handle some complaints under the Consumer Credit Act.

Confidentiality and Data Protection

In order to process your application for finance, it is necessary to collect personal information from you. This information will shared with the finance lender we have selected for you, but will not be shared with any other third party. Full information on our privacy policy can be found here https://lease4less.org.uk/privacy-policy

If you have a complaint

Please visit our complaints procedure page.

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